About Us
At Credit Check we offer access to
market leading credit check service providers. We work
with providers of UK company credit check reports
and credit ratings, and commercial consumer credit
report services that provide access to individual
consumer credit files online.
UK consumers have a
statutory right to be able to access and see their own
credit report, and the credit reference agencies that
hold this data can now provide this service
online.
The internet has opened the possibility
that credit reference agencies which hold consumers
personal credit data can now allow the consumers to view
their own credit report online. Of course there needs to
be appropriate checks to ensure that the data is only
accessed by the subject and that personal information
which is stored by the credit agencies remains secure
and confidential. Only those authorized to access
personal credit data are allowed to view credit
reports
Through our website you can access :
- Free Credit Check
This is an option for individuals
wishing to view
their own credit files online. Some agencies provide free access.
- Corporate Commercial Reports
Corporate users can access company credit checks and business credit reports
Here is the choice of
services:
| Credit
Check Services... |
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See Your Credit
Report
Check your credit report
online and see the report seen by
lenders
Click
here >>
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Credit
File Monitor
Keep an eye on your credit file and spot
changes to your file
Click
here >> |
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Company
Checks
Business credit checks and company credit rating reports
online
Click
here >> |
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What happens if there
is a mistake on my credit check?
When a UK consumer has access
to check their own credit file one of the things
that they are able to check is the correctness of
the data that the credit reference agency holds
about them on their credit database. If the
consumer notices that there is a mistake on their
records, it can be rectified by the consumer
contacting the credit agency. The credit agency
may require proof of the error and the
correct information in order to make the change,
and of course the credit agency needs to be
satisfied that the correction is valid. The
types of mistake that may need correcting are wide
and varied and may include such things as
address details, other people
appearing in error on a credit file, or
credit information that does not relate the
subject.
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